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micro, sme & housing loan credit officers
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Posted: 13 Oct 2016 07:39
Deadline: 25 Oct 2016
Category: Business & Finance
Location: Africa , Tanzania , Dar es Salaam
Employment: Full-Time
Experience: From 3 year(s)
Education: Bachelor
Salary: Negotiable
Employer: EFC BANK
About Company: EFC Tanzania M.F.C Limited is the first deposit taking micro-finance institution (MFI) to be licensed and regulated under Bank of Tanzania's Micro-finance Company Charter. Having officially opened for business in July 2011, its purpose is to contribute to the development of Tanzania's private sector by providing increased access to financial services by the under-served micro and small entrepreneurs' (MSEs) market segment.
Email: info@efctz.com
Phone: +255 22 2701319/20
Contact name: MD
File: Download
Requirements
1. University Graduate in Business Administration, Economics, Finance, Accounting, Banking or related discipline.
2. At least three (3) years banking experience in credit which includes evaluation of loan application proposals.
3. Motivated and strong sales and marketing skills.
4. Strong interpersonal skills
5. Excellent oral and written communication skills.
6. Ability to work under pressure tight deadlines to achieve sales targets
Conditions
N/A
Responsibilities
1. Market the banks products and services;
2. Solicit loan applications from potential borrowers, collect all required documentations and examine both the completeness and
correctness;
3. Visit and validate the loan application documentation regarding the business, collateral, Guarantors, including to obtain appropriate
identification of the business ownership;
4. Undertake appraisal of the loan applications including analysis of the data and evaluating the project to facilitate decision making;
5. Inform the loan applicant on the decision made by the bank and next steps recommended;
6. Monitor credit facilities and financed projects to ensure repayment and proper use of funds;
7. Develop a strong and quality loan portfolio in line with the set targets;
8. Undertake proper loan recovery activities as prescribed by the bank; and
9. Carry out any other dutles assigned by Supervisor from time to time.
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