Micro, sme & housing loan credit officers

13 Oct 2016 | 08:39 | 25 Oct 2016 Closed

EFC BANK

  • Africa , Tanzania , Dar es Salaam
  • From 3 year(s)
  • Business & Finance
Negotiable
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Job Description

We are looking for Micro, sme & housing loan credit officers

Bachelor

Full-Time


1. University Graduate in Business Administration, Economics, Finance, Accounting, Banking or related discipline. 2. At least three (3) years banking experience in credit which includes evaluation of loan application proposals. 3. Motivated and strong sales and marketing skills. 4. Strong interpersonal skills 5. Excellent oral and written communication skills. 6. Ability to work under pressure tight deadlines to achieve sales targets


1. Market the banks products and services; 2. Solicit loan applications from potential borrowers, collect all required documentations and examine both the completeness and correctness; 3. Visit and validate the loan application documentation regarding the business, collateral, Guarantors, including to obtain appropriate identification of the business ownership; 4. Undertake appraisal of the loan applications including analysis of the data and evaluating the project to facilitate decision making; 5. Inform the loan applicant on the decision made by the bank and next steps recommended; 6. Monitor credit facilities and financed projects to ensure repayment and proper use of funds; 7. Develop a strong and quality loan portfolio in line with the set targets; 8. Undertake proper loan recovery activities as prescribed by the bank; and 9. Carry out any other dutles assigned by Supervisor from time to time.

Company Profile

EFC BANK


EFC Tanzania M.F.C Limited is the first deposit taking micro-finance institution (MFI) to be licensed and regulated under Bank of Tanzania's Micro-finance Company Charter. Having officially opened for business in July 2011, its purpose is to contribute to the development of Tanzania's private sector by providing increased access to financial services by the under-served micro and small entrepreneurs' (MSEs) market segment.

info@efctz.com

MD

+255 22 2701319/20

Contact for any query

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