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The company was established to meet the growing need for financial services by entrepreneurs and individuals wishing to obtain capital to grow their businesses and/or meet urgent personal needs. We have noticed that most commercial banks are generally based toward serving large corporate borrowers, who provide better business plans and more reliable financial information, have a good credit rating and a better chance of success and are more profitable for the banks. Existing of Microfinance Institutions (MFIs) offer a limited range of loan products designed for groups and a few individuals. As a result, there has been the mushrooming of informal finance provision in the country that is disorganized and expensive. Driven by the demand for such finance, EFL developed a lending model in the form of quick, flexible and easy finance based on conditions and terms that reflect the peculiarities of each borrower